Protection & Insurance

Insurance is an important backup to protect you and your family against the unexpected. From helping you to replace your belongings should they be lost or damaged to offering a financial safety net in the event of illness or death, making sure you have the right level of cover for your needs can take a weight off your shoulders.

With access to 12,000+ products from over 90+ providers and an in-depth knowledge of the industry, we can help you to secure the right level of cover for your situation. We cover the whole of North-East England, giving clients access to expert insurance and protection advice.

Protection insurance

You rely on your household income to cover essential expenses like paying the bills and mortgage, as well as to maintain a certain lifestyle. Protection insurance helps to make sure you and your family can carry on as normal should something unexpected happen.

Life insurance

It may be unpleasant to talk about, but life insurance is an important consideration to minimise stress and disruption for your family in the event of your death. Cover can cost as little as a few pounds per month but can provide invaluable peace of mind.
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While you don’t need to take out life insurance to secure a mortgage and purchase a property, it’s strongly advised to ensure that your family can continue to pay the mortgage should you pass away.

Critical illness cover

Critical illness cover is a type of insurance that pays out a lump sum should you be diagnosed with or undergo a medical procedure for one of the conditions covered by your policy. This can help you to deal with medical bills, care costs and lost income due to the illness.
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Anyone of any age can be affected by a critical illness, which can turn your life upside-down. You can often add critical illness cover to an existing life insurance policy, or take it out separately. Our expert advisers can help you to navigate the critical illness cover market and find the right policy to support your family.

Income Protection

Income protection insurance is designed to safeguard your finances by providing financial support if you're unable to work due to illness, injury, or disability.

This type of cover is designed to replace a portion of your earnings, giving you peace of mind and financial stability during uncertain times.There is usually a deferment period - a set waiting time before your provider begins payments.

This means you won’t start getting paid as soon as you can’t work, though you have some say in the waiting time when you take out the policy.

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Home insurance

There are various types of home insurance policies available to protect your home and its contents against damage and loss. It’s worth noting that if you plan to rent out your property, you’ll need to take out specialist landlord insurance that takes the tenants’ liability into account.

Buildings insurance

Buildings insurance is a legal requirement in the UK when getting a mortgage. This helps the lender to secure their investment by ensuring that the building is covered against damage. This includes structural elements like the walls, floor and roof, but not the furniture and possessions inside.
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There are lots of expenses to take into account when buying a house, so finding the best deal on your buildings insurance is beneficial to keep costs down. We can help you to determine what level of cover to take out for your new home, including assessing any particular risk factors of the location.

Contents insurance

Taking out contents insurance protects the items inside your home against theft or damage. Some policies are more generous than others, covering accidents inside and outside the home, fire and natural disasters, while others offer less protection.
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Accurately assessing the value of the items in your home is important to ensure that you have an adequate level of protection to replace items that are damaged or stolen. With decades of experience supporting clients with their insurance needs, we can help you to find the right insurance policy to cover your home’s contents.

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Expert insurance protection advice

With so many different types of insurance available on the market, finding the right policy for your needs can be challenging. With decades of experience, the Mortgages Now team is on hand to offer expert protection advice so you’re not spending money on additional cover that you don’t need.
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Whatever type of insurance you’re looking for, we can advise you on a policy to suit your needs and take care of the application process, so you’ve got less to worry about and more time to focus on the things that matter in life.

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Why use Mortgages Now Expert Advisers when buying insurance?

Approaching insurers directly only gives you access to the cover that they offer. When you apply through Mortgages Now expert advisers, you’ll be able to choose from thousands of insurance policies from dozens of lenders, ensuring that you’re able to find the most suitable cover for your circumstances at a great price.
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Talk to Mortgages Now and benefit from:

Free, impartial mortgage advice
12,000+ products from 90+ lenders
Hassle-free mortgage application process
Single point of contact from start to finish.

Based in North-East England, we support customers in Newcastle upon Tyne, Sunderland, Gateshead, South Tyneside, and the surrounding areas.

Why choose Mortgages Now?

5-star mortgage advice

We’re rated 5 stars from 100+ clients on Google, giving you the peace of mind that Mortgages Now is a name you can trust. Our job is to find the right mortgage products for your situation, while delivering exceptional customer service that makes the entire process a breeze.

Check out our reviews and you’ll see that we do all this – and more!

Your mortgage in 3 simple steps

With Mortgages Now, you’re just 3 steps away from securing a great deal on your mortgage.

Step 1: Check how much you can borrow

Share a few basic details with us, and we’ll quickly give you an estimate of what you could afford. In just a few minutes, you'll have a clear idea of how much you might be able to borrow and what your monthly repayments could look like.

Step 2: We find all the right deals for you

Book a free initial no obligation appointment with our expert advisers, and we’ll find the right mortgage deals for the home you’re looking to purchase. With access to 90+ lenders and 12,000+ products at our fingertips, we can help you to secure a mortgage for just about any situation.

Step 3: Sit back and relax while we apply

Once you’ve chosen your mortgage, our in-house mortgage administration team will take care of the application for you. They’ll guide you through the whole process from enquiry to completion, ensuring that you never have to chase the lender for an update.

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Now talk to the experts

With offices covering the whole of North-East England, including Newcastle upon Tyne, Sunderland, Gateshead and South Tyneside, Mortgages Now’s passionate advisers will make sure that arranging cover is quick, easy and affordable.
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Whether you need life insurance, critical illness cover or unemployment insurance, simply get in touch with us and we’ll be happy to offer impartial, expert advice.

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Protection & Insurance

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